How to Use Vacant Land as Collateral for an Equity Loan. Vacant land is an asset. If you own vacant land with no liens (loans or mortgages) against it, you may be able to refinance the land to pull out equity. An equity loan would be the type of loan offered, since the loan is based on equity in the land. Since the mortgage meltdown, many higher risk loans have been eliminated.
Land loans are considered high risk since no improvement has been made to increase its value, it is easy to "walk away from" if finances get tight. Go to a credit reporting agency to get credit reports.
Your total repayment will be 654. 50. The cost is made up of an 15 establishment fee and a 4 monthly fee. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.
Total repayments 0made up of an establishment fee of 0 and interest of 0. The repayment amount is based on the variables selected, is subject to our assessment and suitability, and other important terms and conditions apply.
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